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moratorium period interest calculator


Banks
Canara Bank

Canara Bank

Interest Rate for
Loan Against Property : 14.25 - 16.25%...
Home Loan : 9.25...
Punjab National Bank

Punjab National Bank

Interest Rate for
Car Loan : 11.5%-12%...
Loan Faqs
Faq

What is the moratorium period ? :

Moratorium Period is a holiday on repayment which would be for the course period + 1 year or 6 months after the student gets a job/start earning whichever is earlier. Some banks will also allow you a moratorium on payment of interest. This means that you can defer payments of even the interest...
Faq

Is there any kind of repayment that has to be made in the moratorium period ? :

Interest would have to be paid during the moratorium, the interest servicing would be of simple interest calculated on the loan amount disbursed payable monthly. Some banks will also allow you a moratorium on payment of interest. This means that you can defer payments of even the interest during...
Loan Blogs
Blog

The basics of business loan

Business loans are provided by various banks to business people for their short or long term financial needs. A lot of times it is important for businessmen to acquire a certain amount of money for running their enterprise. It is well known that without the required capital no business can run....
Blog

Why loan against property is a good option

If you need money for any specific need like marriage, business expansion, foreign education then a good way to raise money is to get a loan against your property. The only condition for that is that you need to own a valuable asset in the form of a self-occupied house or a commercial property....
Insurance Faqs
Faq

Can I cancel my motor insurance and get a refund during the policy period? :

Yes, you can. But in that case you have to show that your vehicle has been insured elsewhere, or the registration certificate for your vehicle has been legally canceled by the Regional Transport Office (RTO). Once the policy has been canceled, the balance of the premium amount will be refunded to...
Faq

Do you cover Pre-existing diseases? :

Pre-existing diseases are covered subject to sub-limits and waiting period. These diseases are covered after 3-4 years provided the policy is renewed with the Insurance Company for the said period.
Insurance Blogs
Blog

Deciding about the amount of life insurance

People go for various life insurance policies due to their many benefits. The amount of life insurance depends on many factors. Ideally the sum assured should provide for all the needs of your family like children's education and marriage while meeting the daily basic expenses when the insured...



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