National Insurance Co. Ltd.Incorporated in 1906, National Insurance Company Limited (NIC), became a subsidiary of the General Insurance Corporation of India (GIC), a Government of India-owned entity after the General...
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Aviva Life Insurance Company India LimitedAviva is the world's 5 largest insurance company and is based in UK. The company has about 359 billion pounds of assets under management. Aviva operates in over 27 countries with a customer base of...
Life Insurance: ULIP Plan : Life Saver, Life Bond 5, Life Long, Life Saver Plus, Life Bond Plus, Aviva Life Line, Aviva Easy Life Plus, Freedom LifePlan, SaveGuard
, Aviva Sachin Century Plan
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How the premium on life insurance is calculated? :Your life insurance premium is calculated based on your age, health, terms of the insurance policy and the amount assured. |
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What is a life insurance policy? :A life insurance policy is a legal agreement between an insured and an insurance company. According to that a fixed amount of money is paid to the insured or the beneficiaries at the end of its term or upon the death of the insured. |
Basics of life insuranceLife insurance provides a family with financial support in the case of death of the breadwinner of the family. According to a life insurance policy, a fixed amount of money is paid to the insured or the beneficiary at the end of its term or upon the death of the insured. Life insurance also... |
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Deciding about the amount of life insurancePeople go for various life insurance policies due to their many benefits. The amount of life insurance depends on many factors. Ideally the sum assured should provide for all the needs of your family like children's education and marriage while meeting the daily basic expenses when the insured... |
Punjab National BankEducation Loan : The Scheme aims at providing financial assistance to deserving / meritorious students pursuing higher education in India or abroad. viz.,...
Home Loan : PNB reaches out to you with fast, friendly and most convenient home loans for construction or purchase of house/flat, purchase of house/flat on...
Loan Against Property : Scheme seeks to provide finance against mortgage of immovable property situated in metro/ urban/ semi urban centres. The scheme is designed to...
Business Loan : Trading activity constitutes an important sector of the economy and trader is a key component of supply/distribution system. PNB extends credit to...
Car Loan : Own a vehicle with the friendliest and most convenient car loan. Finance will be provided for...
Personal Loan : Confirmed/ permanent employees of Central/ State Govt/ PSUs and all reputed companies/ Institutions who are drawing their salary through accounts...
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Canara BankHome Loan : Home loan is given for construction / purchase / repairs / additions / renovations of residential house / flat including the purchase of land and...
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Does the co-applicant's source of income get included when banks calculate my eligibility? :Yes, but most banks allow only immediate relatives to co-own a property. This means that only a parents-son combination and a husband-wife combination are allowed. The reason for this restriction is that if some dispute arises between the joint borrowers, their incomes might not be pooled any... |
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What are the charges other than interest that are levied by banks? :Almost all lenders charge certain administrative or processing fees apart from interest for providing a home loan in India. These charges include legal fees, technical fees, stamp duty and prepayment charges |
Basics of home loanA house to live is a basic necessity for every person. Banks and other financial institutions offer home loans to people who meet the required eligibility criteria. It helps those people who can not afford to pay the full price of a house. To avail of the facility of a home loan you need to have... |
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How to go for car loanCar has become a necessity in today's life. Most of people who wish to own a car normally buy a car on a car loan. A car loan is offered by banks and other financial institutions. Due to the growth in the car market lots of car companies are offering economical cars to the Indian consumers and... |
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