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Loan Faqs
Faq

What happens to processing or administrative fees if I don't avail of the disbursement? :

Most private banks do not refund the fees that you pay to them if you cancel the loan after taking the offer letter from them. However, some Govt undertaking banks do refund the fee partially or fully.
Faq

What are the fees and charges payable and when are they payable? :

The bank charges a Processing Fee ranging from 2%-3% of the loan amount when you apply for the loan. The best is to negotiate these charges with the bank. You should also negotiate on the interest rate with the bank. The other charge is the prepayment penalty which varies from 2%-5 % paid at the...
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Basics of home loan

A house to live is a basic necessity for every person. Banks and other financial institutions offer home loans to people who meet the required eligibility criteria. It helps those people who can not afford to pay the full price of a house. To avail of the facility of a home loan you need to have...
Insurance Faqs
Faq

Who will receive the claim amount if the insured dies at the time of treatment? :

The claim amount is paid to the nominee of the insured. If no nominee has been assigned under the policy, the insurance company will insist upon a succession certificate from a court of law for disbursing the claim amount.Alternatively, the insurers can deposit the claim amount in the court for...
Faq

What are the documents required for filing a claim? :

• Duly completed claim form• Doctors Prescription, surgeon's bill and receipt stating nature of operation performed.• Original bills, receipts and discharge certificate/ card from the hospital• Original bills from chemists • Receipt and pathological...



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