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State Bank of India

State Bank of India

Overview

A dream come true! An all purpose loan for anything that life throws up at you!! Do you need funds for a marriage ceremony, want to take your family to a well-deserved holiday or for a sudden medical emergency? you have some property, but would rather not sell it? Then why not avail of this all purpose loan from SBI? SBI now makes it very much possible for you to not only keep your property but also have liquid funds.

Loan Feature

Loan Amount Up to 60% of the market value of the property
Interest Rate 15.25% to 15.50%
Tenure Maximum 10 years
Pre Payment Charges No Pre-Payment Penalties
Service Charges

No Hidden costs or administrative charges.

Eligibility Criteria : Loan Against Property

  Salaried Self
Age Maximum 60 years Maximum 60 years
Income Rs. 144000 per annum Rs. 150000 per annum
Job Experience Job experience not provided Job experience not provided
Residence Proof valid residence proof valid residence proof

Docs Required : Loan Against Property

  Salaried Self
ID Proof PAN card/voters ID/ Passport/Driving License/Any other valid proof PAN card/voters ID/ Passport/Driving License/Any other valid proof
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID Recent telephone bill/electricity bill/property tax receipt/passport/voters ID
DOB Proof 10th class certificate/DOB Certificate 10th class certificate/DOB Certificate
Financial Docs

  • Statements (latest 3 months bank statement / 6 months bank passbook)

  • Latest salary slip or current dated salary certificate with latest Form 16

 

  • Bank Statements(latest 6 months bank statement /passbook)

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

  • Qualification proof of the highest professional degree

 

 

Other Charges : Loan Against Property

Processing Fee :

2% of the loan amount [inclusive of the service tax]. Max of Rs.50,000/-

Products offered by State Bank of India

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Testimonial

I have alredy got one house loan deal though Loanboss.com. After my pleasant experience with the site, I have also suggested my relatives and friends to apply for any loan in future through this website only. I love the way you give details of every information that a person needs before going for a loan.

Thanks Loanboss :)
Amardeep

 

- Amardeep

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