Citibank
Overview
Unlock the power of your property to let it take care of your business needs. You can avail a loan against your residential or commercial property to expand your business and for much more.
Loan Feature
| Loan Amount | Up to Rs. 5 Crore |
| Interest Rate | Information not available |
| Tenure | Maximum 15 years |
| Pre Payment Charges | 4% for the first 3 years and 2% thereafter |
| Service Charges | Up to 1% of the Loan Application Fee : |
Eligibility Criteria : Loan Against Property
| Salaried | Self | |
|---|---|---|
| Age | Minimum 23 years for co-applicant minimum 21 years; maximum 65 years on loan maturity | Minimum 23 years for co-applicant minimum 21 years; maximum 65 years on loan maturity |
| Income | Income criteria not provided | Income criteria not provided |
| Job Experience | Minimum 2 years | Minimum 3 years of Business continuity |
| Residence Proof | Residence proof | Business address proof |
Docs Required : Loan Against Property
| Salaried | Self | |
|---|---|---|
| ID Proof | PAN card/Voters ID/ Passport/Driving License/Other Valid ID | PAN card/Voters ID/ Passport/Driving License/Other Valid ID |
| Address Proof | Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence | Recent telephone bill/electricity bill/property tax receipt/passport/voters ID |
| DOB Proof | DOB Proof | DOB Proof |
| Financial Docs |
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Other Charges : Loan Against Property
Cheque/ECS/SI Bounce charge:Rs.500/-
Products offered by Citibank
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