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Punjab National Bank

Punjab National Bank

Overview

PNB reaches out to you with fast, friendly and most convenient home loans for construction or purchase of house/flat, purchase of house/flat on First Power of Attorney basis from the original allottee and carrying out repairs/renovations/additions/alterations to existing house/flat.

Loan Feature

Loan Amount 75% to 80% of the cost the house
Interest Rate 10.5% to 12.5%
Tenure Upto 25 years or before the borrower attains the age of 65 years
Pre Payment Charges 2% - where the account is taken over by some other Bank/Financial institutions; otherwise NIL
Service Charges
For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs.20,000/- + taxes
For loans above Rs. 300 lacs = 0.90% of the loan amount + taxes

For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs.20,000/- + taxes

For loans above Rs. 300 lacs = Rs. 50000 + taxes

Documentation charges of Rs. 1350/- + taxes

Eligibility Criteria : Home Loan

  Salaried Self
Age 18 years to 65 years 18 years to 65 years
Income Information not available Information not available
Job Experience Information not available Information not available
Residence Proof Valid Residence address proof valid Residence and Business address proof

Docs Required : Home Loan

  Salaried Self
ID Proof PAN card/Voters ID/Passport/Driving License PAN card/Voters ID/Passport/Driving License
Address Proof Recent telephone bill/electricity bill/property tax receipt/passport/voters ID Recent telephone bill/electricity bill/property tax receipt/passport/voters ID
DOB Proof 10th class certificate 10th class certificate
Financial Docs

• Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest salary slip or current dated salary certificate with latest Form 16

• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Qualification proof of the highest professional degree

Other Charges : Home Loan

Documentation charges of Rs.1350/- + taxes

Products offered by Punjab National Bank

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Testimonial

I have alredy got one house loan deal though Loanboss.com. After my pleasant experience with the site, I have also suggested my relatives and friends to apply for any loan in future through this website only. I love the way you give details of every information that a person needs before going for a loan.

Thanks Loanboss :)
Amardeep

 

- Amardeep

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