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Union Bank of India

Union Bank of India

Overview

Union Miles is a loan provided by Union Bank of India for buying a vehicle. So move ahead with Union miles with Low interest rate under tie-ups.Union Miles Scheme is offered to individuals /frims for vehicle finance for thier personal use.

 

Loan Feature

Loan Amount Maximum of Rs. 75 lakhs for new vehicle & Rs. 10 lakhs for old vehicle
Interest Rate 10.7% p.a for new cars; 15.5% for old (fixed)
Tenure 84 months; 60 Months for old vehicles
Pre Payment Charges No Pre-Payment penalty if the loan is adjusted by the borrower from his own verifiable legitimate sources or genuine sale.
Service Charges

Processing Fee:

Processing charges @ 0.25% of the loan amount, subject to minimum of Rs. 500 for new 4-wheelers (offer valid till 31/03/2014)
Processing charges @ 0.50% of the loan amount, subject to maximum of Rs. 6,000 for old 4-wheelers (not older than 3 years)

Processing charges @ 0.25% of the loan amount, subject to minimum of Rs. 500 for new 4-wheelers (offer valid till 31/03/2014)

Processing charges @ 0.50% of the loan amount, subject to maximum of Rs. 6,000 for old 4-wheelers (not older than 3 years)

Eligibility Criteria : Car Loan

  Salaried Self
Age 18 years and above 18 years and above
Income Income Criteria Not Available Income Criteria Not Available
Job Experience Information Not Available Information Not Available
Residence Proof valid residence proof valid residence proof

Docs Required : Car Loan

  Salaried Self
ID Proof Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card/Employe ID card/Any other valid proof Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card/Employe ID card/Any other valid proof
Address Proof Ration card/ Telephone or Electricity Bill/Any other valid proof Ration card/ Telephone or Electricity Bill/Any other valid proof
DOB Proof Information not available Information not available
Financial Docs

Salaried Individual:

  • Last one year ITR
  • Last 6 months salary slip
  • Form16 / letter from Employer
  • 3 Photographs

Self Employed Individual:

  • Last three years ITR
  • P & L, Balance sheet
  • 3 Photographs

Other Charges : Car Loan

N/A

Products offered by Union Bank of India

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Testimonial

I have alredy got one house loan deal though Loanboss.com. After my pleasant experience with the site, I have also suggested my relatives and friends to apply for any loan in future through this website only. I love the way you give details of every information that a person needs before going for a loan.

Thanks Loanboss :)
Amardeep

 

- Amardeep

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